L>ROAD TRANSPORT ACT 2013 - SECT 54Driving or making licence applications while disqualified or licence suspended or cancelled New South Wales Consolidated ActsROAD TRANSPORT ACT 2013 - SECT 54Driving or making licence applications while disqualified or licence suspended or cancelled54 Driving or making licence applications while disqualified or licencesuspended or cancelled

(cf DL Act, s 25A(1)-(10)) (1) Driving or making licence application whiledisqualified A person who is disqualified from holding or obtaining adriver licence must not-- (a) drive a motor vehicle on a road during theperiod of disqualification, or (b) make an application for a driver licenceduring the period of disqualification and in respect of the application-- (i)state the person"s name falsely or incorrectly, or (ii) omit khổng lồ mention thedisqualification. : Maximum penalty--30 penalty units or imprisonment for 6months or both (in the case of a first offence) or 50 penalty units orimprisonment for 12 months or both (in the case of asecond or subsequent offence). (2) Subsection (1) does not apply khổng lồ a driverof a motor vehicle in relation to a period of disqualification thecommencement và completion dates of which have been altered by operation ofsection 206 unless Transport for NSW has given written notice of the altereddates lớn the driver before the driver is alleged to lớn have driven the vehicle.Note : Section 276 (and statutory rules made for the purposes of that section)provide for the service and giving of documents lớn persons under theroad transport legislation, which includes this Act. (3) Driving or makinglicence application while licence suspended (other than for non-payment offine) A person whose driver licence is suspended (otherwise than undersection 66 of the Fines Act 1996 ) must not-- (a) drive on a road amotor vehicle of the class to lớn which the suspended driver licence relates, or (b) make an application for a driver licence during the period of suspensionfor a motor vehicle of the class to lớn which the suspended driver licence relatesand in respect of such an application-- (i) state the person"s name falsely orincorrectly, or (ii) omit khổng lồ mention the suspension. : Maximum penalty--30penalty units or imprisonment for 6 months or both (in the case of afirst offence) or 50 penalty units or imprisonment for 12 months or both (inthe case of a second or subsequent offence). (4) Driving or making licenceapplication after licence refusal or cancellation (other than for non-paymentof fine) A person whose application for a driver licence is refused or whosedriver licence is cancelled (otherwise than under section 66 of the
Fines Act 1996 ) must not-- (a) drive on a road a motor vehicle of the classto which the cancelled licence or the refused application related withouthaving subsequently obtained a driver licence for a motor vehicle of thatclass, or (b) make an application for a driver licence for a motor vehicle ofthe class to which the cancelled licence or the refused application relatedand in respect of the application-- (i) state the person"s name falsely orincorrectly, or (ii) omit khổng lồ mention the cancellation or refusal. : Maximumpenalty--30 penalty units or imprisonment for 6 months or both (in the case ofa first offence) or 50 penalty units or imprisonment for 12 months or both (inthe case of a second or subsequent offence). (5) Driving or making licenceapplication after licence cancelled or suspended for non-payment of fine Aperson whose driver licence is suspended or cancelled under section 66 of the
Fines Act 1996 must not-- (a) in the case of a suspended driver licence-- (i)drive on a road a motor vehicle of the class lớn which the suspended licencerelates, or (ii) make an application for a driver licence during the periodof suspension for a motor vehicle of the class to which the suspendeddriver licence relates & in respect of such an application state theperson"s name falsely or incorrectly or omit to lớn mention the suspension, or (b) in the case of a cancelled driver licence-- (i) drive on a road amotor vehicle of the class khổng lồ which the cancelled licence related withouthaving subsequently obtained a driver licence for a motor vehicle of thatclass, or (ii) make an application for a driver licence for a motor vehicleof the class khổng lồ which the cancelled licence related and in respect of theapplication state the person"s name falsely or incorrectly or omit lớn mentionthe cancellation. : Maximum penalty--30 penalty units (in the case of afirst offence) or 50 penalty units or imprisonment for 6 months or both (inthe case of a second or subsequent offence). (6) In determining any penaltyor period of disqualification to lớn be imposed on a person for an offence againstsubsection (5), a court must take into trương mục the effect the penalty orperiod of disqualification will have on the person"s employment & theperson"s ability to pay the outstanding fine that caused the person"sdriver licence khổng lồ be suspended or cancelled. (7) No need to lớn state previouslicence cancellation or refusal in certain cases For the purposes ofsubsection (4)(b) or (5)(b)(ii), a person who applies for a driver licence fora class of motor vehicle need not mention a previous cancellation of adriver licence (or refusal of an application for a driver licence) for thatclass of motor vehicle if the person has obtained a driver licence after anysuch cancellation or refusal by means of an application that stated theperson"s name correctly and mentioned the cancellation or refusal. (11)Offences extend lớn disqualifications, suspensions and cancellations by courtorder or under law Subsections (1), (3) và (4) apply to lớn a person who isdisqualified from holding a licence, or whose licence is suspended orcancelled, by a court in australia or under any law in this jurisdiction oranother jurisdiction. (12) Statutory rules may exclude driving of certainmotor vehicles Subsections (1), (4)(a) & (5)(b)(i) vì chưng not apply khổng lồ thedriving of a motor vehicle in circumstances prescribed by the statutory rules.

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Mar 2, 2021
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Driving without insurance in Alberta, và all other Canadian provinces is against the law. If you are caught driving without proper coverage, you will face steep fines và other penalties.

As the costs continue rising, many drivers take risks and drive without a valid policy. This puts other drivers and themselves at risk.

This blog explains the repercussions of driving without insurance, fines, & penalties và answers common questions.

The Driving Without Insurance Law In Alberta

In Alberta, you are required lớn have a valid insurance khổng lồ drive. The Alberta Traffic Safety Act defines the law for insurance requirements :

54(1) Except as otherwise permitted under this Act, a person shall not vày any of the following :

(a) drive a motor vehicle on a highway unless the motor vehicle is an insured motor vehicle; (b) have a motor vehicle on a highway unless the motor vehicle is an insured motor vehicle; (c) where a person is the registered owner of a motor vehicle, permit another person (i) khổng lồ drive the motor vehicle on a highway, or (ii) khổng lồ have the motor vehicle on a highway, unless the motor vehicle is an insured motor vehicle

What Is The Penalty For Driving Without Insurance In Alberta?

Drivers can face a number of penalties. You can face fines, và a license suspension, & see your premiums increase.

You will not be arrested or face criminal charges. However, you could face jail time for failure khổng lồ pay fines for driving without a policy. You could be arrested if you are caught in a criminal act while driving with no insurance.

What Is The Fine For Driving Without Insurance In Alberta?

Getting caught driving without valid insurance will cost you :

First offense fine : A minimum of $2,875 up to lớn $10,000. Failure to lớn pay the fine can result in 45 days khổng lồ 6 months in jail. Second offence fine : If you are caught again within 5 years of the first offence, you face a minimum fine of $5,000 up to $20,000. Failure lớn pay will result in 60 days to 6 months in jail.

What Is The Maximum Specified Fine For Driving Without Insurance?

The maximum fine for your first offence is $10,000. The maximum fine for a second offence is $20,000.

Driving Without Insurance Is Not Worth The Risk

Many people take the risk of driving without it to save money; driving without insurance in Ontario is also a problem. Here are some reasons not to drive without insurance :

It"s $2,875 fine. Getting caught will increase your premium. Vehicle towing & holding fees. If you were khổng lồ get into an accident, you would have khổng lồ pay for repairs out of pocket – potentially costing you thousands of dollars.

Driving Without Insurance In Alberta và Demerits

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Many assume you’ll have demerit points added to lớn your record if you are caught without insurance.

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You will not receive demerit points in Alberta for driving without insurance. But you will face a hefty fine.

Can I Be Charged For Driving Without Insurance If The Vehicle Isn’t Mine?

Yes. A licensed driver operating an uninsured vehicle can be charged, even if the vehicle is not theirs. If you borrow a vehicle, you must confirm it has valid insurance. Failure to check could result in a fine. The owner of the uninsured vehicle could also be charged.

Is Driving Without Insurance A Criminal Offense in Alberta?

No. It is not a criminal offence. But you could be charged with a criminal offence related lớn a motor vehicle accident as an uninsured driver.

Can My Licence Be Suspended For Driving Without Insurance In Alberta?

Yes. A driver’s licence suspension can be ordered by a judge if they deem it necessary. The combination of having your licence suspended and getting charged for driving without oto insurance in Alberta can have a significant impact on your premium & ability to lớn get insured.

The Cost Of Getting Into An Accident Without Insurance In Alberta

There is a significant financial risk. If you are found lớn be responsible for a collision, you are personally responsible for bodily injury costs. You could be sued and found liable.

The average cost per bodily injury claim is more than $15,000 and costs are on the rise. These costs will come out of your pocket.

One of the overlooked risks of driving without insurance is how you will react if you get into an accident. Many uninsured drivers are tempted to lớn flee the scene of an accident to avoid fines & penalties. This will only make things worse.

If you get into an accident và leave the scene, you could also face hit-and-run charges - $2,000 fine, the potential of six months in jail, & 7 demerit points. You can also be charged under the criminal code of Canada và get a criminal record.

What If I Was Just Driving Without Proof Of Insurance In Alberta?

You are required to have proof with you at all times. The burden of proof is on the driver. Failure lớn produce evidence can result in a fine. There are no demerits associated with the ticket. Some police officers may give you the opportunity khổng lồ prove you have insurance before they submit the ticket.

You also face a fine for driving without registration.

What Are The Consequences Of Driving Without Insurance In Alberta?

Getting caught can significantly impact your ability to lớn get insured. It can result in :

Much higher costs Difficulty getting insured

Tips khổng lồ Avoid Driving With Expired Insurance In Alberta

Ask others before driving : If you plan to lớn borrow a friend’s or family member’s vehicle, verify they are covered. Kiểm tra to make sure proof is in the vehicle. Set a reminder : set a reminder in your điện thoại or write down your expiry date in your calendar.

A Final Thought On Driving Without Insurance In Alberta

Driving without car insurance in Canada is just not worth the risk. Liên hệ us lớn find the best solution for your driving needs.

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